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Source document· March 22, 2026

Is This the Perfect Age to Start Collecting Social Security?

View original at nasdaq.com

Is This the Perfect Age to Start Collecting Social Security? Key Points The average retirement age in the U.S. is currently 62. Social Security’s full retirement age is 67 for those born in 1960 or later…

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By retiring earlier, you reduce the amount your family will collect in survivors benefits after your passing
60% confidence
Someone with health complications and a shorter life expectancy is more likely to maximize what they get from the program with an early claim
60% confidence
There is no one-size-fits-all answer for the perfect age to begin collecting Social Security
60% confidence
There's a gap between the expected age of retirement (67) and the actual age (62), often due to health issues, caregiving needs, and layoffs
60% confidence
Postponing Social Security benefits until age 70 maximizes your monthly benefit amount
60% confidence
A handful of little-known Social Security secrets could help ensure a boost in retirement income, with one easy trick potentially paying as much as $23,760 more each year
60% confidence