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Source document· March 22, 2026

Is This the Perfect Age to Start Collecting Social Security?

View original at nasdaq.com
Is This the Perfect Age to Start Collecting Social Security? Key Points The average retirement age in the U.S. is currently 62. Social Security’s full retirement age is 67 for those born in 1960 or later…
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  • Postponing Social Security benefits until age 70 maximizes your monthly benefit amount

    60% confidence

  • There's a gap between the expected age of retirement (67) and the actual age (62), often due to health issues, caregiving needs, and layoffs

    60% confidence

  • Someone with health complications and a shorter life expectancy is more likely to maximize what they get from the program with an early claim

    60% confidence

  • There is no one-size-fits-all answer for the perfect age to begin collecting Social Security

    60% confidence

  • By retiring earlier, you reduce the amount your family will collect in survivors benefits after your passing

    60% confidence

  • A handful of little-known Social Security secrets could help ensure a boost in retirement income, with one easy trick potentially paying as much as $23,760 more each year

    60% confidence
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