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Source document· February 9, 2026

Ask an Advisor: I'm 47 With $1.87 Million But I'm ‘Burned Out' From My Stressful Career. Can I Retire Early at 51?

View original at finance.yahoo.com
Ask an Advisor: I'm 47 With $1.87 Million But I'm ‘Burned Out' From My Stressful Career. Can I Retire Early at 51? Help me! I read the column frequently-huge fan!I'm 47, married, and severely burned out after 25+ years in a fast-paced and stressful field…
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  • Social Security statement estimates won't be accurate for early retirees because they assume continued earnings at current level

    80% confidence
  • Most people with Scott's assets and income sources would be able to comfortably retire at 51

    80% confidence
  • Severely burned out after 25+ years in a fast-paced and stressful field

    80% confidence
  • Scott is probably looking at a very active period for the next 15-20 years based on his age

    80% confidence
  • People tend to spend more in early retirement years when active, with spending slowing with age and picking back up for health expenses

    80% confidence
  • Retirement success is driven by whether assets can reliably support spending, not by portfolio size alone

    80% confidence
  • Plans to sell primary residence in around three years and buy something all cash somewhere warm

    80% confidence
  • If spending needs are similar to average person, Scott can almost certainly retire at 51 with his assets

    80% confidence
  • Actual Social Security benefit is likely to be meaningfully lower than statement estimates for early retirees

    80% confidence